Submefast is a self-service platform built for Nigerians who want to top up airtime and data, pay cable TV and electricity bills, print exam PINs, and send money — without waiting on anyone. Fund your wallet once, and every purchase after that is instant.
Networks & billers on the platform
Submefast Technologies Limited runs a self-service platform where you fund a personal wallet and use it to pay for the things Nigerians buy most: airtime, data, cable TV subscriptions, electricity tokens, exam result-checker PINs, and bulk SMS — plus sending money to bank accounts and other Submefast users.
There's no branch to visit and no agent to wait on. You sign up, fund your wallet by bank transfer to a dedicated account number, and every purchase from that point is instant and logged with its own reference number.
The platform also supports people running this as a business — reselling airtime and data at agent or vendor pricing, or integrating our services directly into their own app through a developer API.
Every service below runs on the same wallet balance, the same PIN, and the same transaction history.
Instant top-up on MTN, Glo, Airtel, and 9mobile.
SME, gifting, and corporate data plans across every network.
DStv, GOtv, and StarTimes subscription renewals.
Prepaid and postpaid tokens for supported discos.
WAEC, NECO, and NABTEB result-checker PINs.
Print airtime and data PINs in bulk, with your business name on the card.
Send SMS broadcasts to your own customer list.
Convert spare airtime balance into wallet cash.
Send money from your wallet straight to any Nigerian bank account.
Send money instantly to another Submefast user.
A USD virtual card for online and international payments.
Digital SIM profiles for supported devices.
Sign up with your name, phone number, and email, then set a login password and a separate 4-digit transaction PIN.
Transfer money from any bank to the dedicated virtual account number generated for your profile. Your wallet is credited automatically once the transfer clears.
Buy airtime, pay a bill, or send money. Confirm with your PIN and get an instant reference number and receipt for every order.
If a purchase can't be delivered, the amount is reversed to your wallet automatically — no ticket required.
Every funding, purchase, and transfer is logged with a reference number you can search and reprint at any time.
A transaction PIN separate from your password, plus optional passkey sign-in and trusted-device management.
Raise a support ticket from your dashboard and track its status until it is resolved.
Reselling airtime and data to your community, or building a product on top of our services — either way, Submefast has pricing tiers and tools built for it, not just a personal wallet stretched to fit.
Get StartedUpgrade your account tier to unlock discounted rates for reselling services.
Integrate airtime, data, and bill payments directly into your own app with a personal API key.
Invite others to the platform and earn a bonus when they sign up and fund their wallet.
Creating an account takes a couple of minutes, and every service on the platform is one PIN entry away after that.
